Why States Should Offer a State-Issued Digital Wallet—Preferably, Alongside Native Wallets
Inside the Report
Identity is a public good and a core government responsibility. Mobile driver's licenses (mDLs) have moved from concept to reality, offering a secure, convenient, and privacy-preserving future for digital identity. Because identity serves the public interest, states must be intentional in how they design and implement mDL solutions.
While native device wallets like Apple, Google, and Samsung enable strong security and rapid adoption, relying on them alone can limit public-sector control and introduce strategic risk. A dual-wallet approach that combines native wallets with a state-issued wallet delivers the best of both worlds: convenience and device integration alongside public control, flexibility, inclusivity, and a scalable foundation for future digital services.
What you'll get
- A framework for evaluating dual-wallet strategies
- Trade-offs between native wallets and state-issued wallets
- Guidance on inclusivity, privacy, and long-term flexibility
- Real-world considerations from active state implementations
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